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Company and Industry Research

Ways to Use RMA eStatement Studies for Industry Ratios

RMA Annual Statement Studies

How do I do a search?
1.  There is a drop-down menu for “Choose an Industry” from a list, or “Search for an Industry”
     using your own search terms.  Be aware that the search format may not work well if
     you type in too many terms.
2.  For the “Choose an Industry” drop-down menu, there is an alphabetical list as a default display;
3.  Or, you may click the radio button for “Sort by NAICS”, if you know the NAICS code;
4.  Or, you may click the “Sort by Sector” radio button.

How do I interpret the graph?
1.  RMA provides five years worth of information in “FRB History”.
2.  Some ratios provide a single number for the measure;
     Some ratios provide three numbers:  the strongest value first, then median value, then weakest.
4.  “FRB Assets” and “FRB Sales” provide numbers for various sized enterprises.

What is the difference between “FRB” and “IDP”?
1.  “FRB” stands for “Financial Ratio Benchmark”.
2.  “IDP” stands for “Industry Default Probability”.
3.  For definitions, click on the tab for “About eStatement Studies”.

What do the ratios mean and how are they calculated?
1.  Click on the tab for “About eStatement Studies”;
2.  Then, click on the link at left “Financial Ratios Benchmark Data”;
3.  Then, click on “Liquidity Ratios”;
4.  View list of how each ratio is calculated and “How to Interpret”.
5.  Repeat #2-4 for “Coverage Ratios”, “Leverage Ratios”, “Operating Ratios”, etc.